Aller au contenu principal
Fondements financiers

10 Money Misconceptions That Keep You Poor

— Alexandra Ardelean

In this video, we're going to talk about the 10 money misconceptions that keep you poor. Let's get into it.

Misconception number one is pursuing comfort over financial freedom. The concept of comfort is working with what you have. Wealth is having what you have work for you. The wealthy find comfort in discomfort. They push for financial abundance, which leads to financial freedom and security. Change your mindset from pursuing comfort to pursuing financial freedom through investment and passive income.

Misconception number two is avoiding the math. The rich regularly review their bank accounts and balance sheets. The poor often neglect this aspect of their finances. Basic math such as tracking earnings and expenses is recommended, with the use of online or smartphone apps suggested.

Misconception number three is failing to make adjustments. Life changing events are mentioned as a trigger for poor money habits, with a specific example of adjusting spending after a separation.

La quatrième idée fausse est la surconsommation.

La cinquième idée fausse est de ne pas se payer en premier. Se payer en premier est expliqué comme allouer une partie de son revenu pour épargner et investir avant de payer les factures ou les dépenses.

Misconception number six is wasting money on fees. Wasting money on fees is discussed, including overdraft fees, high credit card interest, and management fees on financial products.

Misconception number seven is choosing price over value. Choosing price over value is presented as a mistake, with an example of buying cheap items that need frequent replacement instead of investing in quality items.

Misconception number eight is making too little money. Making too little money is identified as a common issue, with a focus on increasing income through side businesses or finding better paying jobs.

La neuvième idée fausse est de dépenser trop pour le logement.

La dixième idée fausse est de ne pas séparer les désirs des besoins.

In conclusion, these are the 10 money misconceptions that keep you poor. If you want to learn more about how to build wealth and become financially free, then subscribe to our channel or watch another video of ours.